Finance Your new and used automotive financing experts

Welcome to Stivers Ford South Fayetteville's financing and automotive loan site. While we might be known for an outstanding selection of new and used Ford automobiles, Fayetteville, GA also realizes that Stivers Ford South Fayetteville is the best choice when it comes to helping you own one of these great cars.

Interested in learning even more about how we can help you get your hands on the credit you need to make your car buying dreams come true? Then join us as we lay out how the trusted Stivers Ford South Fayetteville finance team is prepared and able to take care of everything from new car financing to bad credit financing on your behalf.

After covering all of the info here, we are sure that you will be ready to start the process of driving home in the Ford vehicle that jumps out at you.

Why Working out a Car Loan with Stivers Ford South Fayetteville Is Always Your Best Bet

If you are interested in learning more about what we have to offer, it is a smart idea to go over exactly why financing with Stivers Ford South Fayetteville is always the best decision you can make. The main point to bring up is that no other team of so-called "financial experts" can bring to you the kind of service and support available here at Stivers Ford South Fayetteville.

Specifically, working with our finance department means taking advantage of:

• Strong Connections with the Best Lenders – Working hand-in-hand with leading institutions, from coast to coast, means that you can choose from a plethora of choices as you uncover the appropriate loan.
• Willingness to Fight for the Right Financing Agreement for You – While it might not be easy to admit, working out the most consumer-friendly terms on your new car loan calls for an aggressive stance on the act of hammering out a deal. That being said, our team is prepared to negotiate for you and craft a financial pact that keeps you in control.
• A History of Success – With decades of automotive industry experience on our side, you can trust firmly in the notion that each and every member of our finance team has the tools needed to successfully lead you through this sometimes confusing and multi-faceted occurrence.

when it is all said and done, there is no debating that Stivers Ford South Fayetteville is the top option when it comes to getting you paired up with the vehicle you desire – and the appropriate car loan to go with it.

Can I Get Financed with No Upfront Payments?

Securing an auto loan without dropping a cent at signing is one of the myriad buyer benefits provided by Stivers Ford South Fayetteville via our auto loan team. Additionally, if you are appropriately qualified for this type of financing, you can also opt to make no payments for 30 to 60 days with this no money down approach to standard loan contracts.

Of course, working your way into this kind of arrangement and paying nothing out of pocket for your new Ford car requires some supplementary information from you. If you would like to get the ball rolling on this front, set aside a few minutes and reach out to connect with our staff of industry-leading auto loan professionals now at 470-256-7999.

Bad Credit Is Never an Issue for the Stivers Ford South Fayetteville Finance Department

For many potential shoppers in Fayetteville, GA, the threat of poor credit, unfortunately, clouds over the process of acquiring the best vehicle and inhibits this otherwise fun and exciting time. However, while other dealerships simply consider this number and base their decision exclusively upon it, we choose to review every little nugget of data in relation to your specific situation.

By taking this different route, we have set a standard of trust and respect for customers with low credit that is unparalleled in Fayetteville, GA – and served countless customers as they work through this tough situation and find the best automobile for their specific daily schedule.

Assuring You Have All the Things Needed to Get a Loan

As far as what you should have with you when you visit Stivers Ford South Fayetteville (or complete our straightforward and safe digital credit application), we recommend bringing the following documents with you to ensure that the process comes through as quickly and efficiently as possible:

• Social security number
• Driver's license
• Proof of residency
• Documentation of employment
• Any additional information for prospective co-applicants and/or cosigners

Additionally, each shopper has unique considerations and comes from their own unique situation, so it makes plenty of sense to talk to the loan and financing department here at Stivers Ford South Fayetteville by calling 470-256-7999 first before you adjust your full weekly agenda and sign off on an appointment.

How Do I Start the Financing Process?

If you have come this far, you are definitely ready to start working through your options on financing a new or pre-owned Ford from Stivers Ford South Fayetteville. With this realization leading the way, we would like to ask that you take a few minutes and fill out our easy and safe auto financing application.

After accepting this information, our tireless credit and loan team will go ahead and begin compiling information regarding all of the auto loan offers that apply to you. From here, we will connect with you and give you some insight into how best to make the most of these exemplary pricing offers.

We appreciate you stopping by Stivers Ford South Fayetteville, and we look forward to pairing you up with the best auto loan deals in Fayetteville, GA – and its connected areas – soon!

Frequently Asked Questions

What is the credit score that I must have for financing a Ford?

There is no set minimum credit score necessary for a Ford loan as there are many other things that play a role in determining eligibility, such as one’s earnings, credit record, debt-to-income ratio, and so forth. People with good, fair, or poor credit may have access to auto loans. At Stivers Ford South of Fayetteville in Fayetteville, Georgia, our finance staff can assist you in finding a loan that suits your unique financial needs.

Which is more beneficial - financing through a dealer or my own bank?

There are pros and cons to both and the decision really comes down to your priorities. One pro of financing through a dealer is that you get to make comparisons of multiple lender offers at once, saving you time and possibly getting you better rates. If you have already been pre-approved through your own financial institution, you can make a comparison of the two.

Can I finance a Ford if I still owe money on my current vehicle?

Yes. Many buyers finance a new or pre-owned Ford while still carrying a balance on their existing auto loan. Your current vehicle's trade-in value is compared with the remaining loan payoff to determine any equity or remaining balance. Our finance specialists at Stivers Ford South of Fayetteville can explain how that balance may affect your next loan and help you understand your available options.

How can I increase my odds of being approved for auto financing?

Preparing yourself before you submit your application can help with financing. Documents such as income, job history, identification, and financial documents in order will assist the lenders in evaluating your application. Paying a larger down payment or trading in the old car can help minimize the amount that needs to be financed. Every application is different, so consulting with a financial specialist will always help.

Should I get pre-approved for Ford financing before shopping for a vehicle?

Many shoppers find pre-approval helpful because it provides an estimate of how much they may be able to finance before choosing a vehicle. This allows you to shop with a clearer budget and spend more time comparing Ford models that fit your needs. If you're visiting Stivers Ford South of Fayetteville, completing a finance application in advance can also help streamline the purchasing process once you've selected your vehicle.